Danger signal 1
Your credit card expenses increase while your income is the same or decreasing. If this happens stop using your cards & the cash available to management. Stop when the money is finished, unless there is a great need not take the cards. Falling revenues will suffer greatly if the bills of the credit card, it’s added to get away from card shopping till your income stabilizes.

Danger Signal 2
You are unable to pay more than the minimum balance on your card debt, this is when it should be obvious that cash problem has started, this is the time when you should leave the credit cards & try to pay off all outstanding by wise financial management .

Danger signal 3
You find yourself borrowing on 1 card to pay another. This is the message that you’re entering unmanageable debt so take charge & control all unnecessary expenses right away. Try to pay off the debt of 1 card & use only 1 card that also only in acute emergency situations.

Danger signal 4
You find that you’ve more than 5-6 credit cards. Ideally, you shouldn’t have or use more than 2 credit cards. There are many who advocate the use of only a short while if you’ve more you can keep the rest locked in any emergency. If you’ve too many operational cards, you can easily transfer & found in a financial mess.

Alert to danger 5
You feel that you’re using your credit more & more for emergency payments & emergency payments include grocery bills. The moment you bring in emergency payment list ordinary purchases, you should understand that something is seriously.

Danger signal 6
Your credit card payments keeps you overtime if you observe that you don’t have sufficient funds to cover your credit card payments, meaning that you increase your income on your credit limit that’s a definitely a danger signal.

Danger signal 7
You are at the limit of all your credit card. When you find yourself to have topped the limits of your credit card that apparently show that your income isn’t sufficient to take care of your expenses & or you spend too much.

Danger signal 8
You are gambling & paying with credit card debt. Never ever pay your gambling debts with credit cards because this will really create an egg & chicken vicious circle where you’ll never get out.

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